Public & Products Liability Insurance
Public & Products Liability Insurance is vital cover for any business
Public Liability Insurance covers the costs for legal action if you are found to be legally liable for death or injury, loss or damage of property or economic loss resulting from negligence. In today’s litigious society, the likelihood of being sued is very real, is increasing and can be unpredictable and very costly. Many businesses are asked to provide evidence of liability insurance before entering into contracts or third party premises. A claim may be brought against you even if you’re not negligent and you can be left to defend the claim which can become significantly expensive.
If you manufacture products, sell or distribute products or import products into Australia, you need Products Liability Insurance. Products Liability Insurance covers you for damage or injury that you might cause to a third party by your product or service. In many cases, action can be taken against you and you will have to prove you weren’t negligent.
You will need specialist advice to establish what level of cover require and the risks your business is potentially exposed to. Having the right sum insured and the right policy can be critical to the survival of your business.
Flexible payment options
When it comes to paying for your insurance, we can offer a range of payment options to help improve your cash flow.
Not all insurance policies are the same
Not all insurance policies are the same and you usually get what you pay for. It’s a case of “buyer beware”. We compare the differences between insurance policies which helps us arrange the most appropriate insurance policy for you and provide you with the right advice, allowing you to make an informed decision.
Access to more insurers
We have access to a wide range of insurers, including those who don’t deal with the general public. This provides more options for your consideration and helps ensure you can receive the best level of cover available.
Don’t wait until it’s too late!
There’s so much to take into consideration when deciding which policy best suits your specific needs and requirements. Contact our team of qualified and experienced insurance brokers today for the right insurance cover and the right advice.